What we publish, and why it's different

The list is the list

One page names which verticals we accept and which we don't, including streaming/IPTV and SMM panels, which no other processor we researched names publicly at all. If your vertical isn't on it yet, that's the honest answer, not a maybe you have to call about.

The rate is the rate

Published rate and reserve bands, not a teaser floor. If a number moves, it's because your underwriting inputs changed (your chargeback history, your volume, your vertical), not because we quoted you low to get you in the door and raised it after.

No hold you didn't see coming

If we hold a reserve, the trigger, the amount, and the release date are written into your agreement before you sign. Offboarding works the same way: the reasons are written down in advance, not invented after the fact.

A business the bank can see

Built to pass sponsor-bank and card-network underwriting, not to route around it. No cloaking, no MID-splitting, no misrepresenting your business to an acquirer. It's slower to set up. It's also why we intend to still be here in two years.

Three steps, in this order

  1. 1
    Check your vertical and see the rate band. No form, no call. You read it before you commit anything.
  2. 2
    If it fits, apply already knowing the number. The application confirms details, it doesn't reveal the price for the first time.
  3. 3
    Reserve and hold terms are in your agreement before you sign. Nothing about your funds gets decided after the fact.

See who it's built for