• Streaming & IPTV Named nowhere else in the market we researched. We're building the list that finally does, including the honest line between licensed streaming and unlicensed resale, stated on the page instead of discovered during underwriting.
  • Social & marketing services (SMM) Same blind spot as streaming: no processor we found names it as accepted or declined, anywhere. Whether it lands as accepted depends on which sponsor we end up working with; we'll publish the real answer once it's decided, not before.
  • Nutraceuticals & peptides Cards have been tightening since April 2024 (Visa's Integrity Risk Program, which requires LegitScript certification for peptide sellers). Two processors we researched now decline the standard research-use-only model outright. We'll tell you straight which rail actually works for your model, instead of a slow decline.
  • Adult Reserve terms and real card-network fees named up front, including the higher registration fees networks charge for adult content specifically, not sprung on you mid-underwriting.
  • CBD The ≤0.3% THC line stated plainly on the page, not buried in a decline email after you've applied. CBD is the easiest of these five verticals to place elsewhere too, worth knowing before you assume you need a specialist.

See how the process works